Financial Planning Tool
Mortgage Calculator
Interest · Equity · Overpayments
Property & loan
Purchase price
£
Deposit
£
Interest rate
%
Term
yrs
Repayment type
Repayment
Interest only
Overpayments
Monthly extra
£
One-off lump sum
£
Lump sum in year
yr
Equity & projection
Estimated sale value
£
Summary
Loan amount
£240,000
LTV 80%
Monthly payment
—
excl. overpayment
Total interest
—
Total repaid
—
Years to pay off
—
Starting equity (deposit / price)
0%
Equity at purchase
—
your deposit
Est. profit if sold
—
at target value
Balance over time
Balance
Breakdown
Cumulative
Amortisation schedule
Year
Opening
Interest
Capital
Overpay.
Closing
Cum. interest